e-Shram Card: A Lifeline For India’s Unorganised Workers
The e-Shram Card is a key initiative by the government aimed at improving the conditions of workers in India’s unorganised sector. Launched in August 2021 by the Ministry of Labour and Employment, it seeks to create a National Database of Workers, especially those often overlooked, such as construction workers, domestic helpers, and street vendors. Through this card, unorganised workers can access basic social security measures, bridging the gap between welfare schemes and the people they target.
What Is An e-Shram Card?
The e-Shram Card is a National Worker’s Identity Card issued to workers in the unorganised sector. It includes a Universal Account Number (UAN), which stores all relevant information about the worker. The card enables workers to access various social security schemes, including healthcare, accident insurance, and pension plans.
Once registered on the e-Shram portal, workers can easily access government benefits that were previously difficult to obtain due to a lack of proper identification.
Benefits Of The e-Shram Card
The e-Shram initiative presents a few benefits to the Cardholders which include the following:
- Lifes Accident Insurance: All registered workers are covered by an accident insurance policy worth ₹2 lakhs. In case of accidental death or permanent disability, the worker’s family can claim this insurance amount.
- Medical Services: Cardholders are entitled to one free health checkup each year and can access hospital services with minimal hassle. This is especially helpful for migrant workers who frequently move between states for employment.
- Pension every month: Workers aged 60 and above are eligible for a monthly pension of ₹3,000 under the Pradhan Mantri Shram Yogi Maandhan Scheme.
- Benefit Transfers: Financial assistance and welfare benefits are transferred directly to the worker’s bank account, ensuring the money reaches the workers without interference from middlemen.
The Importance Of The e-Shram Database
Around 85% of India’s labour force works in the unorganised sector, including construction workers, gig workers, and agricultural labourers. Many of these workers miss out on social security programs due to a lack of proper identification. The e-Shram initiative creates a unified database to help the government better mobilize resources and provide assistance to these workers.
With the centralised system, workers’ information can now be transferred, ensuring they do not lose their benefits if they relocate within the country for work. This is especially important for the many migrant workers who move from state to state and often struggle to access welfare facilities.
How To Apply for An e-Shram Card
Applying for an e-Shram card is simple. Eligible workers can apply online through the e-Shram portal or visit their nearest Common Service Centre (CSC). Registration requires basic personal details, including your Aadhaar-linked mobile number and bank details.
You can learn more about the application process and the benefits of the e-Shram card by visiting Jaagruk Bharat.
Eligibility Criteria For The e-Shram Card
To qualify for an e-Shram card, the following conditions must be met:
- The applicant must work in the unorganised sector.
- The worker should be aged between 16 and 59 years.
- They should not be members of EPFO, ESIC, or any other similar organisations.
- The applicant must possess a mobile number linked to their Aadhaar card.
How To Download The e-Shram Card
After registration and approval, workers can download their e-Shram card from the official portal. Simply log in using your UAN and date of birth, verify via OTP, and download the card for future use.
Conclusion
The e-Shram initiative is a major step toward improving the lives of unorganised workers in India. This unique identification system ensures that millions of previously overlooked workers can access social security schemes. The e-Shram card is more than just a document; it’s a valuable resource that provides access to healthcare, insurance, and financial security.
For more detailed information about the e-Shram card and how to apply, visit Jaagruk Bharat and stay informed about this essential government scheme.
